Health insurance is mandated for all undergraduate students. Ashland University contracts with Commercial Travelers to provide the opportunity for major medical insurance for any full-time undergraduate student. The cost for this is included in the student's tuition bill.

If you have insurance coverage on your own or through your parents, you have the option to waive the major medical portion of the student insurance. To waive the student insurance, proof of existing insurance coverage must be provided to Student Accounts via a completed waiver form by the specified deadline. This form can be obtained through or through Student Accounts at 419.289.5958.

Enrollment in the student insurance through Commercial Travelers is NOT required to use the services of the Student Health Center.

Commercial Travelers Major Medical policy:
- $250 annual deductible
-80/20 coverable after deductible
-Maximum payments up to $500,000
For more information go to, choose Ashland University and click on brochures

Accident Insurance

All full-time undergraduate students are covered by an Accident Insurance Policy. This covers the student for any medical expenses related to an accident. This includes all accidents on and off campus. This policy will pay the first $2,000 of expenses prior to any deductible. Cost for this policy is included in your health center fee.

Varsity Athletic/Sports Claims:

If you experience a sports-related injury your athletic trainer will refer you to the Student Health Center for evaluation and treatment. There is no charge for this visit. If you are sent directly to the Emergency Department, or if diagnostic testing or outside referral is required, the following insurance coverage will take effect:

• Your student Accident Insurance pays the first $2,000 of your expenses. All student athletes have this coverage.
• If you are covered under your parent's insurance plan: Costs above $2,000 are submitted to that plan for coverage. Any remaining balance may be sent to Commercial Travelers Insurance Company with all explanation of benefits from prior insurance payments/denials. Commercial Travelers pays up to $90,000.
• If you are covered only under the Student Health Insurance: Costs above $2,000 are submitted to Commercial Travelers Insurance Company with all explanation of benefits from prior insurance payments/denials. Pays up to $90,000.
Please contact the Student Health Center at 419.289.5200 for any assistance needed with health insurance.

Contact Us

Student Health Center

Hawkins Conard Student Center
401 College Avenue
Ashland, Ohi0 44805

Jody Usher
Registered Nurse

Amity Arnold
Physician's Assistant

Tina Oswalt
Administrative Assistant

Office: 419.289.5200

9:30 a.m.-noon  & 1-5 p.m.
Closed for lunch

Closed Saturday-Sunday
& during the Summer