For Faculty and Students
All students and community members participating in Ashland University faculty led tours will automatically be enrolled in the HTH Health Insurance plan. HTH is a recognized leader in international health insurance and medical assistance services. This plan is effective throughout the duration of the participants program.
Personalized information and support for participants about health care and prescription medication is available through at www.hthstudents.com.
HTH Worldwide will send an e-mail to accepted students automatically. This e-mail will contain information about coverage, the individual ID number and certificate number with HTH. Students can then print an ID card.
Once eligible participants receive their Medical Insurance ID card from HTH Worldwide, they should visit hthstudents.com, and using the certificate number on the front of the card, sign in to the site for comprehensive information and services relating to this plan. Participants can track claims, search for a doctor, view plan information, download claim forms, and read health and security information. HTHstudents.com also provides a variety of other helpful tools and services.
Member Services
Doctor/Hospitals/Pharmacies Search – Locate contracted, English-speaking doctors in any of 180 countries, review their biography, and even schedule an appointment online. For the hospital and pharmacy search, you can get their contact information and view their location on a map.
City Health Profile – These profiles encapsulate critical information about health care services in the world's most popular destinations. Each City Health Profile lists need-to-know information like the country code, high-quality health care facilities, pharmacies, embassies, and emergency numbers (it's not always 911!)
Security Profile – Altegrity Risk International provides a 'City Risk Rating' from 0 (low) to 5 (sever risk) for many cities. Each Security Profile lists detailed area specific information and even lists the most dangerous areas so you can avoid them.
News – This news feed provides up-to-date news from all around the world. You can be notified of travel alerts and warnings as well as breaking news stories. This page can be customized based on your travel itinerary and interests.
Drug Translation Guide – Prescription and over-the-counter medications are sold under different names around the world. This page helps you find the equivalent names of hundreds of brand name drugs in over 24 frequently visited countries.
Medical Phrases and Terms Translation – Clear communication is a crucial part of high quality health care. The Medical Phrases and Term Translation Guides capture idiomatic health care terms (“Hay Fever” or “CAT Scan”) as well as critical health care phrases (“When can I travel?”) in six common languages.
Major features of the HTH study abroad insurance
| Maximum Benefit per Injury or Sickness |
$100,000 |
| Deductible |
$0 per Injury or Sickness |
| Hospital and Physician Outpatient Services |
100% of reasonable expenses |
| Pre-Existing Condition |
100% Coverage |
| Outpatient prescription drugs |
100% of actual charge |
| Global Assistant Services |
Emergency Medical and Travel Assistance services provided |
For a more detailed list of coverage as well as a list of exclusions, please click here.
Covers everything from a major accident to the common cold.
How to file a claim
When you show your Medical Insurance ID Card, doctors and hospitals usually send HTH Worldwide a bill for services that you receive abroad. Sometimes a health care facility may ask you to pay the bill. In these cases, ask the facility for a copy of the bill and a receipt for your payment. You will need these for HTH Worldwide to reimburse you.
To request reimbursement, you must submit a claim for, which is available on the HTH Worldwide website. Instructions on filing a claim are on the back of the form.
Around-the-Clock Assistance Call Center
HTH Worldwide maintains a 24/7 call center to assist members with a wide variety of services including:
Locating medical care
Medical evacuation planning and coordination
Medical monitoring and referral
Coordination of hospital payment guarantees
In an emergency, seek appropriate medical care directly, then call HTH Worldwide for immediate assistance:
Inside the US, call 800-257-4823
Outside the US, call +1-610-254-8769 (collect) or 1-888-243-2358
Mobile Application
iPhone: You can now download mPassport powered by HTH from the App Store for specific countries. Users can search, map and choose among carefully selected doctors, dentists, hospitals and pharmacies. You can also find equivalent medication brand names and translate important medical terms and phrases. Other features include scheduling appointments and using your google maps connection to get walking or driving directions from your current location or pre-loaded landmarks. Read more information here.
Other Smart Phones: Accessing mPassport from your smart phone is as easy as going to mPassport.com/mobile on your phone's browser. However, there is a subscription fee for using the mobile service. Find the rates and more information here.
Questions?
Please contact Rebecca Parillo, Director of Global Education, with any questions at 419-289-5870 or rparillo@ashland.edu.
