Graduate Exit Counseling

Federal Direct Loan Exit Counseling

Borrowers of Federal Direct Loans who are no longer enrolled at least half-time at Ashland University must complete federally-mandated exit counseling as soon as they cease enrollment. This is a federal regulation and applies to all students who have graduated, officially withdrawn, dropped below half-time enrollment, transferred to another institution or simply ceased attendance at Ashland University.

To Complete Exit Counseling:

  1. Have your FSAID ready (if you have an issue with your FSAID, go to and click on Edit My FSAID)
  2. Go to and complete Exit Counseling
  3. To learn who your loan servicer(s) is and how to contact them directly with repayment questions, follow the “Financial Aid Review” link at
  4. To view repayment plans, loan calculators, deferment and forgiveness options, go to under “Managing Repayment.”
  5. To learn about loan consolidation, go to under “Tools and Resources.”
  6. If you have further questions after completing your counseling session, please contact our office at 419.289.5002 and ask to speak to your Financial Aid Counselor.

Ashland University is required as a part of Stafford Loan Exit Counseling to inform you that the average loan indebtedness of an Ashland University graduate is $26,053 and the average monthly loan payment is $282. Listed below are additional sample total loan amounts and the approximate payment due each month on a ten-year Standard Repayment Plan at a 5.41 percent interest rate.

Amount Borrowed Monthly Payment Total Interest Paid Total Principal & Interest Paid
$5,000 $54 $1,485 $6,485
$10,000 $108 $2,970 $12,970
$15,000 $162 $4,455 $19,455
$20,000 $216 $5,940 $25,940
$30,000 $324 $8,909 $38,909
$50,000 $540 $14,849 $64,849
$100,000 $1,081 $29,697 $129,697
$138,500 $1,497 $41,130 $179,630

Contact Financial Aid



8 a.m.-5 p.m.


Phone: ex. 5003